Jan 14, 2011

#211: The Barriers (Friday, January 14)

Last week we started a new theme of financial health in 2011. You were supposed to set three goals for 2011. Did you do it? Well, hopefully you did because today we're building on that.

Have you ever noticed that the minute you declare a goal, sometimes it seems like the universe purposely puts barriers up to prevent you from achieving that goal? Like the time I said I was going to become a firefighter and the mailing packet from the Black Firefighters Association never showed up, so I couldn't attend the study sessions they offered to pass the test (which I eventually did). And then the training was all the way out in Randall's Island. I had to take 2 trains and a bus to get there on time...and then being the only girl in the class, which really depressed me more than anything else...But I digress. The point is there will always be obstacles when you declare a goal. But this time we're prepared.

The Idea: For each of the three financial goals you developed last week, list all the potential barriers that may prevent you from achieving them. Once you know what the barriers are you can effectively prevent them from sidetracking your goals.

For example, one of my financial goals is to earn more money to fund my volunteer vacations. Some of the barriers I forsee are:
  • Not being able to get a higher paying job because of the market
  • Allotting the time to manage and promote my freelance writing
  • Not being able to charge the appropriate fee because of the economy

Time Required: 20 minutes

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