#234: Who Are You? (Friday, June 24)

Are you someone who is able to take very little money and turn it into something magnificent? Or do you find yourself constantly wondering where your money went? Although nurture has a lot to do with it, some people are just destined to be better at money management than others because of their financial personality. 

Your financial personality can have a major impact on achieving your goals (saving for retirement, saving for a major purchase, maintaining good credit, etc.) so it makes sense to know what type of person you are when it comes to money management. I found three online "personality" tests that may help you figure it out. And although they were very different questions, my result was essentially the same:

1. The Love & Money Personality Scale (LAMPS) is especially good for couples, but can be used by single folks as well. It tells you how you score against other people of your gender. I'm a very stronger Pioneer (8)/Spartan (8)/Banker (37), which means I like to maintain control over my own finances, I don't like to take risks with my money and I prefer to live modestly than to have a luxurious lifestyle.
2. The Quibblo Personality Quiz is a little more fun. It uses scenarios from real life, so it may be more difficult to find the choice that best suits your personality. But it's still a fun quiz to do. I was Plansy McPlansalot. 
3. The Visa Personality Quiz was also very specific in the choices, but again was spot on in the results, especially the part where they say "Money is for security, which is fine when you have enough of it to feel safe. When you’re short, though, you can feel panic-stricken." That describes me almost perfectly. LOL. 

While these quizzes aren't an exact science, I'm sure you can probably find a pattern in your spending/saving habits. And as they say, knowing is half the battle. :)