Good things come to those who work.
Life is a series of equations and formulas; you just have to apply the right one in order to find the answer you need. I think Success = Preparation + Hard Work + Timing + Positive Thinking. In order to achieve a goal, these four things must be present.
We all came into 2011 with financial goals--whether it was to pay off debt, get a better paying job, make a large purchase, save more, cut spending, start a business or get better at managing your finances. But how many of us have been applying the formula that will enable us to be successful?
An acquaintance of mine had the financial goal to increase his income in 2011. In order to do so, he needed to complete a certification in some IT system that would make him more marketable. In the beginning, I was his biggest cheerleader. I sent him links to places that offered his certification and followed up with him every week on his progress. (I think my constant followup was what made him register for the certification program to begin with.) But then I came to the realization that in order for him to be successful, he needed to be applying the formula for himself. I still provided encouragement, but stopped doing the work and preparation for him. He ended up taking the summer off and has decided to "wait and see what happens"...but he is still complaining that he needs to be making more money.
Do not sabotage your financial goals; apply the formula and you will be successful.
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